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Laws March 2026 5 min read

Understanding Florida's No-Fault Law

Florida follows a 'No-Fault' system. Here is what you need to know about your rights.

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## What is No-Fault?

It means your own insurance pays for your injuries regardless of who caused the accident.

## The Role of PIP

Personal Injury Protection (PIP) is mandatory. It covers 80% of medical bills up to $10,000.

## When Can You Sue?

You can only sue the other driver if injuries are permanent or involve significant scarring.

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